Business Loans

Centrum Financial Services Ltd. (CFSL), a registered Non-Bank Finance Company, seeks to assist SMEs, mid-sized companies and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals. We target entities in metros and Tier II cities, that are either in a stage of building up or diversifying, and are generally not addressed sufficiently by the mainstream banking system. Our key value propositions are flexibility, responsiveness and guidance while providing the right financing product for the business need.

With our team of rapidly growing professionals, each with diverse and in-depth banking experience, we provide a strong credit evaluation and compliance mechanism through a complete digitized process. We actively collaborate with Centrum’s well-established investment banking, real estate, debt capital markets and wealth management businesses for cross-selling, sourcing and down-selling of credit products.

Leadership

  • Ranjan Ghosh

    MD & CEO - NBFC

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Credit Solutions
  • With our team of rapidly growing professionals, each with diverse and in-depth banking experience, we provide a strong credit evaluation and compliance mechanism through a complete digitized process. We actively collaborate with Centrum's well-established investment banking, real estate, debt capital markets and wealth management businesses for cross-selling, sourcing and down-selling of credit products.

    We provide a strong credit evaluation and compliance mechanism through a complete digitized process.

    Structured Credits

    With the focus area being SMEs, mid-market companies, small companies and smaller affiliates of larger companies, our structured credit consist of:

    • PROMOTER FINANCING
    • LENDING(to real estate corporates and special situations likes M&A)
    • Mezzanine Financing

    Commercial Finance

    For the purpose of working capital or moderate-sized expansions, we provide loans of up to Rs. 250 million, primarily on the basis of business credentials and cash flow prospects. We have also built up a book of business loans and smaller-value loans, primarily collateralised by property and targeted at Tier 2 cities initially.

    Additionally, we will help fledgling NBFCs with loans in socially responsible and undeserved areas such as microfinance, affordable housing and specialised lending for the purpose of on-lending to their end-clientele.

 

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