Insurance

Centrum is a leading intermediary in the Insurance industry, licensed by the Insurance Regulatory and Development Authority of India. We specialize in providing insurance advisory and risk management solutions, combined with superior service. As your insurance advisor, our emphasis is not to sell, but to help you buy the right cover & policy. We focus on advising cost-effective and customized insurance packages for you. In the event of a claim, our team will work closely with you to ensure that the process is smooth and the settlement, swift.

Our team of experts analyse your needs and estimates the level of risk exposure, before advising an appropriate insurance solution. We take time to explain all the possible choices available, in simple terms, along with the benefits and downsides associated with each of them to you.

Leadership

  • Anirudh Jain

    Head - Insurance

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Life Insurance
  • Term Insurance

    Term Insurance is a Life Insurance policy that provides coverage for a specified time period. In an unfortunate event of death the nominee of the deceased will be paid the death benefit.

    Term insurance is cheaper when compared to permanent life insurance. Unlike most variants of permanent insurance, term insurance has no cash value.

    Many policies offer level premiums for the duration of the policy, such as 10, 20, or 30 years. These are often referred to as "level term" policies.

    While premiums for these term policies remain same for a set number of years, the premium increases significantly after this time period, thereby increasing the premium cost.

    You can choose to get a lump sum amount or a combination of lump – sum and a monthly pay out as per you requirements.

    Child Plans

    Child Insurance Plans serve two purposes:

    • It financially secures your child’s future
    • Finances his / her higher education

    This is an ideal investment for your child's future. At an early age itself, the parent can invest fixed amounts annually which will mature when the child attains a certain age. Plans can be purchased as soon as the Child is born.

    Unit Link Insurance Plans

    Unit Link Insurance Plans (ULIPs) provide risk cover to the policy holder, along with investment options in stocks, bonds or mutual funds. As a single integrated plan, the investment and protection can be managed according to specific needs and preferences.

    ULIPs work best when one stays invested for a longer period of time with multiple investment options. The right spread of investments in equity and debt funds over a long period of time can protect the insured from a volatile market. ULIPs are flexible - The policy holder has the option to partially withdraw money from his funds if required. He also gets the option to contribute extra money over and above his premiums by way of Top-Ups.

    Retirement Plans

    Retirement plans are also known as Pension plans that allow an individual to allocate a part of his income to accumulate over a period of time and provide a steady income on retirement. Investing small amounts at regular intervals will enable the policy holder to avail fixed annual pay outs on retirement.

    Cancer Care Plans

    Cancer in India is rising at an alarming rate. Cancer insurance can help offset costs associated with a cancer diagnosis. The coverage varies as some policies pay a lump-sum benefit while others pay for specific expenses.

    Cancer insurance will help you and your family better cope financially—and emotionally—if a positive diagnosis of cancer occurs.

 

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